Texas Section 50 A 6

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A Texas Section 50(a)(6) loan is a loan originated in accordance with and secured by a lien permitted under the provisions of Article XVI,

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CLOSED-END SECTION 50(A)(6) HOME EQUITY LENDING EXECUTIVE SUMMARY The requirements which must be followed in order to originate a valid Texas "Cash Out" or "Equity Loan" are set forth in Section 50(a)(6), Article XVI of the Texas Constitution. The scope of this paper and presentation is limited to cl osed-end loans made under 50(a)(6).

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Overview. A Texas Section 50(a)(6) loan is a loan originated in accordance with and secured by a lien permitted under the provisions of Article XVI, Section 50(a)(6), of the Texas Constitution, which allow a borrower to take equity out of a homestead property under certain conditions.

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**4 WINS IN A ROW!** NEW TICKETS! $50 in Lady Luck  TEXAS LOTTERY Scratch Off Tickets the Texas home equity notice or other Texas home equity requirements. If your rate/term refinance loan is a refinance of an existing home equity loan under Texas Const., Art. XVI, Section 50(f)(2), however, then you must provide the 50(f)(2) 12-day notice, which is a different notice than the home equity 12-day notice.

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Fees and Charges: First Lien: Second Lien* (if Section 342 of the Texas Finance code does not apply) . Second Lien* (if Section 342 of the Texas Finance Code does apply). Texas 50(a)(6) Home Equity Included in 2% Cap