Fha Child Support Income

alimony/child support, credit cards and other revolving debt, and installment debts. Community property states may require that the liabilities of community property rights holders must be included.

Alimony and Child Support: May be treated either as reduction from gross income or as a monthly obligation. obtain pay stubs covering at least.

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HUD 4155.1 Chapter 4, Section E 4-E-1 Section E. Non-Employment Related Borrower Income Overview In This Section This section contains the topics listed in the table below. Topic Topic Name See Page 1 Alimony, Child Support, and Maintenance

Child support is a tricky source of income to use, but it is possible to use it if it is documented correctly. If you plan on using the child support that you receive, make sure that all of your papers are in order to allow the lender to use it.

FHA Loan Income Rules For Child Support: A Reader Question. When computing the debt-to-income (DTI) ratio, the lender must include the following recurring obligations: –monthly housing expense, and -additional recurring charges extending ten months or more, such as: -payments on installment accounts -child support or separate maintenance.

Alimony, child support, or maintenance income may be considered.. remains obligated on an outstanding FHA-insured, VA-guaranteed,

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When lenders evaluate your mortgage loan application, one of the most important numbers they will look at is your Debt-to-Income (DTI. credit card debts, child support, and student loan payments.

Child Support Income: Can you gross up child support income on an FHA loan? Answer: As long as you can show that an income is non-taxable, you follow the ‘gross-up’ rules. This is usually documented from past tax returns or IRS tax regulations on that type of income.

When you apply for an FHA mortgage and list alimony or child support payments as legitimate income, your loan officer will examine the ratio of your other income versus the amount of child support or alimony you receive. Depending on the amount and your lender’s policies, certain requirements govern how that income is to be considered.

 · Child support works in the. FHA Loan Answers: Child Support and Debt-To-Income Ratios – FHA Loan Answers: Child Support and Debt-To-Income Ratios. A reader asks, "What about Child Support?My mortgage broker said that if it doesn’t come up on credit report it.